Sunday, September 30, 2012

Rasululllah SAW TIDAK pernah Miskin. Seri 1

Benarkah Muhammad Rasulullah miskin hidupnya ?

Muhammad Rassulullah saw TIDAK pernah miskin seri 1: Sisi yang tidak kentara dari Sirah Nabawiyah rsebelum Muhammad diangkat menjadi Rasulullah.  Singkatnya Usia 8 Tahun sudah di kuadran E, usia12-25 tahun kuadran S-B. Sehingga waktu nikah pada usia 25 tahun dimintakan salah satu maharnya 14 uqiyah emas atau setara 1,5 kg emas.  Karena Siti Khadijah tahu berapa penghasilan Muhammad dari bisnisnya .Tradisi Arab adalah perempuan menentukan mahar. Kembali ke saat sekarang apa umatnya kebanyakan pernah memiliki emas sampai kiloan ?  Berapa harga emas konvesri sekarang ? Emas tetap emas harganya sejati sepanjang jaman. Tauladan Rasulullah saw yang kurang bahkan dimarginalkan umatnya. Rasulullah saw diangkat Rasul tidak serta merta langsung menjadi tauladan tetapi sudah terdidik kondisi kesulitan dan leant by nature. 

Wallahu alam.  

Monday, September 24, 2012

Saving VS Investing

"What’s the Difference Between Saving and Investing?"

1) Savings minimize risk, while investments maximize growth.

2) Investments are a possible loss, but please realize that stagnant savings mean a definite loss. its because of in investments, if you do make money, it may not be as much as you planned. but in savings, well... Because the money in your savings isn’t growing with inflation, it’ll
 be worth less as time passes. In about 20 years, that $5,000 you’ve saved up might last you all of a month.Simply put, you may as well dig a hole and dump your money in it.

3)Savings are usually tied to wages. Most of us save X percentage of whatever we get. This creates a whole host of problems, because our wages aren’t as reliable as most of us assume. Wages are subject to a lot of variables. Falling sick, collapsing companies, retrenchment, or just plain getting old.

4)Investments, on the other hand, aren’t usually tied to our working life. If you’ve invested in a growth plan, that growth remains constant, even if you’re fired or retrenched. Investments are the independent, self-sustaining members of your financial family; savings are the whiny cry-babies that need constant feeding.

5) Saving Will Never Make You Rich, This should be common sense, but it eludes too many people. Saving doesn’t actually raise your finances, it just preserves a portion of it. And no tycoons ever got rich by diligently saving X% of their income for Y years. At some point, all those savings must come into play. Unless those savings are tapped for an investment of some sort, they will never add money to your bank account.

Financial freedom isn’t just about security; it’s about being able to experience life without worry. Savings alone will never give you that, because the entire basis of saving is anxiety. It’s about preparing for emergencies. And without investments, you’ll never be free to leave the bomb shelter and first aid kit.

Thursday, September 20, 2012

Is VGMC questionable ?


Many people were criticizing to VGMC and shareholders without information more deeply and positive thinking. Proven 3-year offer stock online vgmc was still exist, while many similar online business collapsed, even vgmc spawned many new billionaire, not only in Indonesia but in many other countries. Maybe this article can answer some of the questions about VGMC.

1. Why VGMC does not open a representative office in Indonesia?

Answer: If the VGMC opens a representative office in Indonesia, this will be the burden of operational costs and not to mention the legal tax to be borne by the VGMC and its shareholders, so the dividends earned by shareholders is small compared with the benefits now.

Similar question:
2. Why Facebook is not open branches in Indonesia? ... When shares are go public and how much advertising revenue money from Indonesia??
3. Why Google is not opened a representative office in Indonesia? While for years partly owned by Indonesian and how much money flows into Google?.
4. Why shares of Hang Seng, Dow Jons, and the Nikkei were not officially opened an office in Indonesia?
While shareholders are spread in Indonesia. There are representative office, but it is personal and open CV / PT.

The image and integrity of a company's greatness is determined by the value of public trust, not just about the status of a representative office or branch in a place, and how many bussiness were based and licensed in Indonesia colaps??? How much money return back to the victims ???.

5. Why VGMC should uses Referral system? .. is VGMC a MLM?

Answer: Refferal is a sponsor who was entrusted by the VGMC, due to be VGMC shareholders need to have someone who is trusted and known aplication of VGMC. Sponsor who is guiding you to quickly succeed in the next VGMC business foresight that you have, so you can success together with your upline, so look up line is, if some interesting because of the discount, it's a purpose that you own will see later on, and you will not be included to be able to evolve with it.

Suppose your own list to VGMC without referrals, and then asks to VGMC office, how many time admin of VGMC is serving per person. Well, we think the logic of business.

6. is VGMC a MLM?
Similar questions; is every refferal a MLM? Please register to the Swiss bank, u will ask ur refferal
Is Swiss Bank a MLM ? Or try list to the Bank of Singapore, definitely reff asked again ...
Is the Bank of Singapore a MLM too?

Well, the easiest, Please sign in to amazon.com, will asked Refferal ID! Is amazon.com is MLM !
hehee .. so I was confusing.

So the registration through reference of VGMC is a form of BUSINESS CONFIDENCE with whom you join.

7. Is there a written legal evidence for subscription shares VGMC? Answer: The emphatic answer, for now NO, there is evidence of share ownership can print out the member account.

This is purely a business of trust, so I suggest before you decide to buy a stake in VGMC ask shareholders who have joined, what he felt all along, what obstacles, what is the problem etc. .. The rules are very SIMPLE .... you believe please Joint , If you are able to invest and ragu2 unsubscibe 45 day dollars back then can be sold or withdrawall, if you do not believe VGMC, leave it .... just simple.

8. What if the company went bankrupt? ... Is our money safe?
Answer: No company is eternal, all potentially bankrupt the company, but VGMC has penetrated in 36 countries and established since 1999. Virgin Gold is still standing strong and able to compete in the global market.Good news, if the risk occurs the shareholders remain the priority dividend and return of capital assets.

Investing is a risk, the more capital we invest, the greater the risk is acceptable. It has become an unwritten law of the business, where we put a big capital to invest, the risk factors must be great.

9. Why VGMC shares are not included in the statement of assets listed in the newspaper business or the stock market?
Answer: VGMC shares are convertible shares, the stock has not been entered freely and will be launched in 2015. So it will not be listed on the stock exchange and will not find the report in the newspaper business assets.

10. Why are we not allowed to know the value of assets and profits Virgin Gold?
Answer: Same as above, because we are the owners of convertible shares, not the full owner of the shares VGMC. If you already go public toward an IPO then we will know the net assets and profits of the company, because we as shareholders have not right to speak out.

That is critical question frequently asked by potential investors to know about VGMC well.

Then, if indeed any member has problem of payment, please you share it. All business is always a risk, Now it depends on each of you ..

Wednesday, September 19, 2012

Raih Golden Dreams dengan Gold



(QS. Ali Imran 3:14)  Dijadikan indah pada (pandangan) manusia kecintaan kepada apa-apa yang diingini, yaitu: wanita-wanita, anak-anak, harta yang banyak dari jenis emas, perak, kuda pilihan, binatang-binatang ternak dan sawah ladang. Itulah kesenangan hidup di dunia; dan di sisi Allah-lah tempat kembali yang baik (surga).(QS.3:14)                       

Untuk pembiayaan masa depan, strongly advise dengan tabel proteksi emas bukan dengan tabungan mandiri atau rupiah kita. Golden dreams hanya akan diraih dengan GOLD. Pasti, apalagi jika ditamengi landasan Quran dalam hati dan hidup kita. Tidak perlu data empiris atau chart data apapun just do it. 
Itulah GOLDEN SHINE GOLD. 

Jangan hanya mengejar Emas dunia, kejar juga Emas Akherat di Syurga karena dipannya penduduk syurga saja sudah terbuar dari Emas.
Subhanallah.......

Wednesday, September 12, 2012

Aqidah Review says

Aqidah is easy as it is.
Money says: Earn me and forget everything!
Time says: Follow me and forget everything!
Future says: Struggle for me, and forget everything!
Allah says: Just remember me, I'll give you everything ...:)



Seri Investasi 6: Virgin Glod Mining Corporation

Tentang Virgin Gold

Virgin Gold Mining Corporation adalah sarana investasi offshore berusia satu dekade, yang fokus pada eksplorasi dan industri tambang emas dengan tujuan strategis untuk memaksimalkan nilai aset bersih dan memperluas operasinya secara global.

Sejak didirikan pada tahun 1999, Virgin Gold Mining Corporation tumbuh dengan cepat dan menjadi salah satu perusahaan eksplorasi dan pertambangan emas terkemuka di dunia serta sebuah organisasi yang muda dan dinamis dengan pencapaian global dan perspektif internasional. Berpusat di Panama, sebuah yurisdiksi bebas pajak asing internasional, Virgin Gold menggunakan berbagai sarana offshore untuk memfasilitasi operasional bisnis di dalam negeri. Ini berarti kami dapat meraih pemasukan yang baik dan dividen bebas pajak kepada para pemegang saham kami di seluruh dunia.

Dengan sekitar 500 karyawan, Virgin Gold dikelola secara efisien, di mana setiap karyawan di dalam organisasi memahami misi, visi dan filosofi korporat. Sekalipun usia kami relatif masih muda, Virgin Gold memiliki struktur yang lebih baik, serta dikelola dengan lebih bijaksana dan lebih ekonomis secara finansial daripada organisasi serupa lainnya, sehingga lebih optimal dalam mengeksploitasi volatilitas di pasar keuangan saat ini.
Dewan eksekutif bertanggung jawab untuk menjalankan operasional korporat sehari-hari sedangkan dewan direktur membuat keputusan penting dan mengambil keputusan terhadap masalah besar menurut saran dari berbagai komite. Komite mendukung Dewan Direktur dalam mengevaluasi risiko, menetapkan remunerasi, dan memantau integritas laporan keuangan. Sementara itu, akuntan eksternal maupun internal bekerja sama untuk memastikan bahwa setiap operasional dapat mencapai tujuan, pemegang saham mendapatkan keuntungan maksimum, dan korporat tumbuh lebih besar.

Virgin Gold saat ini beroperasi di Afrika dan Amerika Selatan dan fokus pada meningkatkan keuntungan pemegang saham melalui kerja sama ventura, akuisisi, eksplorasi dan pengembangan proyek emas skala besar.

Reff : Virgin Goldhttp://www.vgmc.com

Uang emas dari ekonomi Islam dari tahun 571 sampai 1924 masehi

Ketika 4 orang bermain monopoli salah satunya dari keempat orang adalah dia yang menguasai banyak lahan, ditanami banyak rumah dan hotel agar pajak yang kebetulan harus singgah bayar upetinya gede, memiiki kartu dana dan kesempatan bebas penjara, dana di bank sudah dikuasai semua bahkan bank pinjam dari dia. Tetapi ketika keempat orang itu menyatakan permainan selesai, maka si kaya yang punya banyak uang monopoli tersebut tidak  mempunyai arti lagi. uangnya hanay seonggok kertas saja, lahan-lahan berumah dan berhotel jadi tumpukan yang tidak berarti. Inilah permainan yang juga menjadi rujukan keaslian hidup  di dunia ini.

Kita spesifikkan tinjauan terhadap kepemilikan uang monopolinya. jika satu titik waktu sudah selesai. Maka uang itu hanya seonggok kertas yang tidak memili arti apa-apa lagi. 

Persiapkan finansial pribadi dan keluarga. Pelan atau lambat TAPI pasti fiat atau uang kertas akan bernilai sama seperti bahan bakunya. jika bergepok-gepok uang mau diapakan ? ke mana larinya hasil jerih payah kita yang betahun-tahun.

uang emas kita, dimanakah kita berada ?  jadi apa yang harus disiapkan ?

Sejarah Islam telah membuktikan ketahanan ekonomi dari sejak tahun 571 sampai tahun 1924, ketika khalifah Turki Utsmani dihancurkan, maka ekonomi dunia tidak memiliki arah yang jelas. Makin ke sini, tahun 2000-an malah makin semakin tidak menentu. Ini bisa dibuktikan sampai sekarang apa Amerika baik-baik saja ekonomi nya ? silahkan kita cari jawabannya di banyak media, aktualnya seperti apa.

Jaga tabungan investasi kita, siapkan diri kembali ke ekonomi syariah. Bukan hanya kemaslahatan dunia saja tetap Akheratlah yang kita set up terlebih dahulu.

Taburkan benih padi, tumbuh pasti tumbuh.